{"id":7760,"date":"2021-05-12T08:11:04","date_gmt":"2021-05-12T08:11:04","guid":{"rendered":"https:\/\/wefight4you.com\/?p=7760"},"modified":"2021-05-25T08:41:19","modified_gmt":"2021-05-25T08:41:19","slug":"why-hire-a-california-bankruptcy-attorney","status":"publish","type":"post","link":"https:\/\/wefight4you.com\/why-hire-a-california-bankruptcy-attorney\/","title":{"rendered":"Why Hire a California Bankruptcy Attorney"},"content":{"rendered":"<p>COVID-19 has overwhelmed many Americans with financial problems. You\u2019re not alone. If you want to stop foreclosure, repossession, wage garnishment, or creditor harassment from all your debt problems, bankruptcy protection offers one of the best options for debt relief.<\/p>\n<p>While it is possible to file for bankruptcy without a lawyer (known as a pro se filing), <b>you stand a much better chance at a secure financial future with an experienced <a href=\"https:\/\/wefight4you.com\/upland-bankruptcy-lawyers\/bankruptcy-basics\/\">bankruptcy attorney<\/a>.<\/b> In this article, we\u2019ll discuss the downsides of filing bankruptcy without an attorney as well as the advantages of hiring one when you go bankrupt.<\/p>\n<p>Even if you\u2019re just considering bankruptcy, it\u2019s better to consult with <a href=\"https:\/\/wefight4you.com\/upland-bankruptcy-lawyers\/\">an experienced Upland bankruptcy lawyer<\/a>. They\u2019ll consider your case along with the relevant bankruptcy laws. Call us now for more bankruptcy information!<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_Risks_of_Pro_Se_Bankruptcy_Filing\"><\/span>3 Risks of Pro Se Bankruptcy Filing<span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<label for=\"ez-toc-cssicon-toggle-item-662ae9e616fe9\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-662ae9e616fe9\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/wefight4you.com\/why-hire-a-california-bankruptcy-attorney\/#3_Risks_of_Pro_Se_Bankruptcy_Filing\" title=\"3 Risks of Pro Se Bankruptcy Filing\">3 Risks of Pro Se Bankruptcy Filing<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/wefight4you.com\/why-hire-a-california-bankruptcy-attorney\/#More_Expensive_Bankruptcy_Proceedings\" title=\"More Expensive Bankruptcy Proceedings\">More Expensive Bankruptcy Proceedings<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/wefight4you.com\/why-hire-a-california-bankruptcy-attorney\/#Risk_of_Bankruptcy_Fraud\" title=\"Risk of Bankruptcy Fraud\">Risk of Bankruptcy Fraud<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/wefight4you.com\/why-hire-a-california-bankruptcy-attorney\/#Mistakes_in_Filing\" title=\"Mistakes in Filing\">Mistakes in Filing<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/wefight4you.com\/why-hire-a-california-bankruptcy-attorney\/#The_Benefits_of_Hiring_a_Bankruptcy_Lawyer\" title=\"The Benefits of Hiring a Bankruptcy Lawyer\">The Benefits of Hiring a Bankruptcy Lawyer<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/wefight4you.com\/why-hire-a-california-bankruptcy-attorney\/#Someone_Else_Fills_out_the_Paperwork\" title=\"Someone Else Fills out the Paperwork\">Someone Else Fills out the Paperwork<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/wefight4you.com\/why-hire-a-california-bankruptcy-attorney\/#Better_Odds_to_Get_Approved\" title=\"Better Odds to Get Approved\">Better Odds to Get Approved<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/wefight4you.com\/why-hire-a-california-bankruptcy-attorney\/#Youll_Have_All_Your_Bankruptcy_Options_Laid_Out\" title=\"You\u2019ll Have All Your Bankruptcy Options Laid Out\">You\u2019ll Have All Your Bankruptcy Options Laid Out<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/wefight4you.com\/why-hire-a-california-bankruptcy-attorney\/#Deal_with_Annoying_Collectors\" title=\"Deal with Annoying Collectors\">Deal with Annoying Collectors<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/wefight4you.com\/why-hire-a-california-bankruptcy-attorney\/#Eliminate_Dischargeable_Debt\" title=\"Eliminate Dischargeable Debt\">Eliminate Dischargeable Debt<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/wefight4you.com\/why-hire-a-california-bankruptcy-attorney\/#What_are_you_waiting_for_Call_us_Now\" title=\"What are you waiting for? Call us Now!\">What are you waiting for? Call us Now!<\/a><\/li><\/ul><\/nav><\/div>\n\n<h3><span class=\"ez-toc-section\" id=\"More_Expensive_Bankruptcy_Proceedings\"><\/span>More Expensive Bankruptcy Proceedings<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-7761 size-medium alignright\" title=\"California Bankruptcy Attorney\" src=\"https:\/\/wefight4you.com\/wp-content\/uploads\/2021\/05\/California-Bankruptcy-Attorney-300x300.jpg\" alt=\"California Bankruptcy Attorney\" width=\"300\" height=\"300\" srcset=\"https:\/\/wefight4you.com\/wp-content\/uploads\/2021\/05\/California-Bankruptcy-Attorney-300x300.jpg 300w, https:\/\/wefight4you.com\/wp-content\/uploads\/2021\/05\/California-Bankruptcy-Attorney-150x150.jpg 150w, https:\/\/wefight4you.com\/wp-content\/uploads\/2021\/05\/California-Bankruptcy-Attorney.jpg 626w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/> A <a href=\"https:\/\/wefight4you.com\/upland-bankruptcy-lawyers\/\">competent bankruptcy lawyer<\/a> has the knowledge and skill to navigate through the complicated bankruptcy law efficiently and effectively. When you file your petition, you\u2019ll feel like everyone will be against you, because they\u2019re all looking out for their interest. Your creditors will fight tooth and nail to get you to pay and deny your discharge.<\/p>\n<p>A reliable Upland bankruptcy attorney will fight and negotiate on your behalf regardless of which personal bankruptcy you filed for.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Risk_of_Bankruptcy_Fraud\"><\/span>Risk of Bankruptcy Fraud<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The bankruptcy petition requires you to provide all assets and sources of income to the judge and the bankruptcy trustee. If you miss any of these, the bankruptcy court may perceive you are performing bankruptcy fraud.<\/p>\n<p>The attorney fees are certainly nothing compared to the jail time you\u2019ll face if you\u2019re convicted of fraud.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Mistakes_in_Filing\"><\/span>Mistakes in Filing<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>There is a certain way to go through the bankruptcy process. If you miss any small detail, the judge can throw out your case and you\u2019ll miss out on the bankruptcy protection. Not to mention, you may not be able to file bankruptcy for some time after that. If there\u2019s any mistake with listing your assets and liabilities, it could affect your discharge and you could lose your property in the process.<\/p>\n<p>An experienced bankruptcy attorney has handled enough bankruptcies that they can do it in their sleep. Be debt-free with the legal help of an attorney!<\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_Benefits_of_Hiring_a_Bankruptcy_Lawyer\"><\/span>The Benefits of Hiring a Bankruptcy Lawyer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Someone_Else_Fills_out_the_Paperwork\"><\/span>Someone Else Fills out the Paperwork<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As mentioned, you can get a lawyer to fill out all the bankruptcy forms. Aside from an accurate filing, you\u2019ll also avoid the hassle of filling all those forms, listing your asset liabilities, and acquiring all the necessary documents.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Better_Odds_to_Get_Approved\"><\/span>Better Odds to Get Approved<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>All the statistics show that bankruptcy cases with a lawyer involved saw significantly higher success rates than those who filed pro se. An attorney from a reliable bankruptcy law firm will increase your chances to wipe out your debt.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Youll_Have_All_Your_Bankruptcy_Options_Laid_Out\"><\/span>You\u2019ll Have All Your Bankruptcy Options Laid Out<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A lawyer will evaluate your case and know the options available to you. Before declaring bankruptcy, it may be better for you to undergo debt consolidation or debt settlement for the repayment of any debt owed.<\/p>\n<p>If the best option is bankruptcy, then the attorney should tell you which type of bankruptcy from the US bankruptcy code is more apt for your case. Whether it\u2019s a <a href=\"https:\/\/wefight4you.com\/upland-bankruptcy-lawyers\/chapter-7-bankruptcy-attorneys\/\">Chapter 7 liquidation <\/a>or a <a href=\"https:\/\/wefight4you.com\/upland-bankruptcy-lawyers\/chapter-13-bankruptcy-lawyer\/\">Chapter 13 reorganization payment plan<\/a>, your attorney will inform you of your eligibility via the means test, and which is much better for your situation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Deal_with_Annoying_Collectors\"><\/span>Deal with Annoying Collectors<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>When you file for bankruptcy, the court orders an automatic stay. This stops or prevents any collection efforts and collection calls from any entity: collection agencies, individual debt collectors, or other lawyers. This also prevents you from getting sued for your unpaid debt<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Eliminate_Dischargeable_Debt\"><\/span>Eliminate Dischargeable Debt<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A bankruptcy discharge eliminates your liability with the debt. In other words, if your debt gets discharged, you don\u2019t need to repay them after bankruptcy.<\/p>\n<p>Of course, not all debts incurred can be discharged. An attorney can look at all your secured debt and unsecured debt you have to determine which bankruptcy chapter can help you discharge them. Whether it\u2019s tax debt, student loan debt, alimony, credit card debt, or medical debt, or whatever types of debt, your attorney should know how to handle these.<\/p>\n<p>Ask your lawyer which of your debt is exempt and nonexempt from discharge.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_are_you_waiting_for_Call_us_Now\"><\/span>What are you waiting for? Call us Now!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you\u2019re struggling with debt, and find it difficult to pay off, call our Upland Bankruptcy Lawyers for assistance! As we keep saying, an experienced attorney is key when you go bankrupt and want to get out of debt.<\/p>\n<p>The bankruptcy attorneys from the <strong>Law Offices of Marc Grossman<\/strong> are here to help any debtor with filing for bankruptcy. Whether you\u2019re facing harassing phone calls, home foreclosure, our lawyers will be there to provide their service and give you a fresh start at a financially free life!<\/p>\n<p>Make that first step to rebuilding your financial security and gaining your financial freedom by <a href=\"https:\/\/wefight4you.com\/contact-us\/\">calling our Upland bankruptcy law office now!<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>COVID-19 has overwhelmed many Americans with financial problems. You\u2019re not alone. If you want to stop foreclosure, repossession, wage garnishment, or creditor harassment from all your debt problems, bankruptcy protection offers one of the best options for debt relief. While it is possible to file for bankruptcy without a lawyer (known as a pro se [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7762,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[66],"tags":[],"_links":{"self":[{"href":"https:\/\/wefight4you.com\/wp-json\/wp\/v2\/posts\/7760"}],"collection":[{"href":"https:\/\/wefight4you.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wefight4you.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wefight4you.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wefight4you.com\/wp-json\/wp\/v2\/comments?post=7760"}],"version-history":[{"count":0,"href":"https:\/\/wefight4you.com\/wp-json\/wp\/v2\/posts\/7760\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wefight4you.com\/wp-json\/wp\/v2\/media\/7762"}],"wp:attachment":[{"href":"https:\/\/wefight4you.com\/wp-json\/wp\/v2\/media?parent=7760"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wefight4you.com\/wp-json\/wp\/v2\/categories?post=7760"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wefight4you.com\/wp-json\/wp\/v2\/tags?post=7760"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}